What are Supplemental Health Benefits?

Supplemental Health

Despite having Medical and Disability insurance, many people are simply not prepared to pay all of the expenses that accompany an injury, illness, or hospitalization.

Life is unpredictable. The pandemic raised awareness about not only the high costs of health care, but also the fact that health care expenses are rarely planned.

Supplemental Health Insurance to Help Bridge Coverage Gaps

Explore Accident, Critical Illness, and Hospital Indemnity plans.

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A serious injury or illness can set you back physically, and can also affect your financial well-being. In fact, the majority of bankruptcies in the U.S. are tied to medical debt.¹

Two-thirds of people who file for bankruptcy cite medical issues—either high costs for care or time out of work—as a key contributor to their financial downfall.²

Supplemental Health Benefits can help protect your finances by providing cash benefits in addition to those provided by Health and Disability insurance. These benefits can be particularly valuable if you have a high deductible insurance plan, as they can help cover out-of-pocket costs not covered by your primary health insurance.

Accident Insurance pays benefits for covered injuries and for treatments resulting from a covered accident, including surgery, ambulance, emergency care, and more.
Critical Illness Insurance pays benefits upon diagnosis of a covered critical illness or specified event such as a heart attack or stroke.
Hospital Indemnity Insurance provides benefits for admission and hospital stays, including ICU care and Covid-related hospitalizations.

Our Supplemental Insurance Benefits, issued by The Prudential Insurance Company of America, are available at affordable group rates. Plans are portable, meaning you’ll remain covered no matter your job status, and acceptance is guaranteed, so there are no medical questions or physical exams required.

Learn More about Supplemental Insurance Benefits.

¹“This is the Real Reason Most Americans File for Bankruptcy,” www.cnbc.com, 2019.
²“The Real Reason Most Americans File for Bankruptcy,” 2019.

This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that has not yet been approved in all states.
The products issued by The Prudential Insurance Company of America may not be available in all states.

Group Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.

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